User reports
0
Near baseline. 0 in the last hour. Typical hour is about 0.
Damn, is it down?
All services / Money
Checks are succeeding, user reports are near the baseline, and the vendor status page is clear.
Live diagnosis
Finds the most likely layer (the service, your ISP or area, DNS, or your Wi-Fi) and gives two steps to try.
Press Run testYour browser tests the site, us, and two public DNS resolvers. We never store your IP; only anonymous counts by network and region.
No reports in the last 24 hours.
Dots are whole states, provinces or countries, never exact locations. We never store IP addresses. Every report with a known place can appear on the map. Updates every minute.
Each row is a time, a coarse place, and a problem type from a new report. Optional notes stay private. Places with fewer than 3 reports in the last 8 days are shown without a location.
No public reports yet.
0
Near baseline. 0 in the last hour. Typical hour is about 0.
Reaching it
Last checked 45 min ago. Last stored result reached it in 114 ms.
All clear
All systems operational Official status page
| Time (UTC) | Reports | Baseline | Latency | Failed checks |
|---|---|---|---|---|
| 06:00 | 0 | 0.0 | 81 ms | 0 |
| 08:00 | 0 | 0.0 | 52 ms | 0 |
| 10:00 | 0 | 0.0 | 77 ms | 0 |
| 12:00 | 0 | 0.0 | 41 ms | 0 |
| 14:15 | 0 | 0.0 | 81 ms | 0 |
| 16:15 | 0 | 0.0 | 159 ms | 0 |
| 18:15 | 0 | 0.0 | 114 ms | 0 |
| 20:30 | 0 | 0.0 | 64 ms | 0 |
| 21:45 | 0 | 0.0 | 67 ms | 0 |
| 23:45 | 0 | 0.0 | 50 ms | 0 |
| 01:45 | 0 | 0.0 | 117 ms | 0 |
| 04:00 | 0 | 0.0 | 114 ms | 0 |
100% uptime · No user reports in the last 24h
90 days ago → today. Uptime is from our own HTTP checks; outages are incidents that lasted long enough to list. We have 7 days of data so far, so the 90-day numbers fill in over time.
LIVE - Swan API / SEPA Instant Credit Transfers / Verification of Payee
From 21h30 to 23h30 CET on 23 November, our Verification of Payee system will be undergoing maintenance. During this window, incoming Verification of Payee requests may time out or be rejected.
LIVE - SmartPIN Services
From 1h00 to 3h00 CET on 15 November we will be performing regularly scheduled maintenance on our SmartPIN services. The "Choose PIN" and "View PIN" components will be unavailable during this window.
LIVE - SmartPIN Services
From 6h00 to 7h00 CET on 17 November, we will be performing regularly scheduled maintenance on our SmartPIN services. The "Choose PIN" and "View PIN" components will be unavailable during this window.
Planned maintenance is not an outage. Times and wording are the vendor’s own. Outage Weather →
One report per service every 10 minutes from this network. No account.
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We track Swan (swan.io) as part of the Money group. Use Swan's APIs and ready-made white-label interfaces to embed banking features like accounts, cards, and payments into your workflows and UX.
Swan publishes an official status page at status.swan.io; when we can read it, its incident level is folded into the status shown here.
What usually goes wrong with money services: login and two-factor problems, payments or transfers failing, and app errors.
Measured uptime from our checks: 100% over 7 days of checks. We logged 1 public incident since monitoring began 7 days ago.
Response time over the last 24 hours: 84 ms average, 28–159 ms range across 13 successful checks.
Checks are succeeding, user reports are near the baseline, and the vendor status page is clear.
The most recent public incident we recorded started 2026-11-07 and lasted 2 h 17 min. 1 incident since monitoring began 7 days ago.
From our own checks: 100% over 7 days of checks.
84 ms on average over the last 24 hours (28–159 ms).
Yes, at https://status.swan.io.
It is usually local: try another browser or the app, switch between Wi-Fi and mobile data, and clear the cache. For money services, watch for login and two-factor problems, payments or transfers failing, and app errors. If many people report Swan here at once, the problem is on Swan's side.
How we detect and verify outages · Dispute this report · We review disputes within 24 hours.
Community comments
Share what you are seeing with Swan. No account needed. Comments are public, separate from outage reports. Do not include personal information.
No links or domains. 3 comments per service and 6 total per hour, per device and network. New contributors get one visible comment; further comments wait for review.